Is this actually a guaranteed card or is it just clever marketing and a hard pull is sure to follow? My problem is I don't want any hard pulls right now and I plan to apply for a Care Credit card in the next 2-3 months and I don't want this to kill my shot. But once my info updated, they hit me with this "Congratulations You've Been PreApproved for the Victori's Secret Credit Card". I'm mad that they threw this Sophie's Choice on me tonight, the first night of Semi Annual was updating my VS profile address. I'm concerned I'm being penywise and pound foolish. I'd like a Comenity that will blossom but I need the CareCredit for lipo later this Summer. ![]() I agree with your points and that is why I am torn. Your credit limit may be higher or lower than disclosed in this offer. We will set your credit limit based on all information available to us at the time of final approval. For Important Rate, Fee and other Cost information. The Victoria’s Secret Credit card is issue by Comenity Bank. take their worth for what you paid for them. which is absolutely was updating my VS profile address. Synchrony may be more cautious with the growth depending on your profile. but I rarely buy lingerie! I will always have medical and vet expenses!įlipside, VS, backed by Comenity, might grow insanely fast if they are anything like overstock and the other shopping card trick cards. In my humble opinion, Care Credit is a much more useful card. I would wait until you are approved for Care Credit and then, if you still have the itch for VS, then go for it. ![]() That being said, Synchrony can be easily spooked and if you REALLY have your sites set on Care Credit and want to maximize your starting CL on that, I would not take the VS offer. Did they tell you what your credit limit would be? If so, I suspect it is a solid offer and would be a soft pull. However, I will say I've never had a Comenity "SCT" card like that result in a hard pull (and I keep my credit files on ice just to make sure!)Ĭomenity is the backer of Victoria's Secret. Is this actually a guaranteed card or is it just clever marketing and a hard pull is sure to follow?ĭata points differ on hard pull vs soft pull. Victoria’s Secret & PINK Announce Pilot of New Loyalty Program, the VS & PINK Collective – Victoria’s Secret & Co.Was updating my VS profile address.And I do believe it’s a tangible proof point because it is free and it’s open to all. “I hope that this feels that we are listening and giving her a program that she wants and that it’s celebrating her and she’s having fun with us as well. “We’re listening to our customer and putting the customer at the center of everything,” she said. Sylvester said that VS & PINK Collective is part of a five-year brand transformation effort that began at Victoria’s Secret in 2021. “We patterned it on social media and the way that people like to communicate, so it literally feels like you can be swiping and scrolling through and connecting with one another.” ![]() “You can literally go on the app and communicate and hear from others and hear directly from us,” she said. The program, in turn, includes a digital community to facilitate peer-to-peer interactions through two features (spaces and styles). Sylvester said the new program came from listening to its customers. Credit card members earn points at a faster pace to receive added benefits. The VIP level includes those who spend $750 or more. The Insider tier is open to all, followed by All-Access, which is reached after making $300 in purchases in a year. The VS & PINK Collective program is tiered, with customers moving up based on their purchases. The piloted program will give members access to various rewards and member exclusives such as a birthday gift, free shipping for eligible online purchases, early access to new products and double points days.
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